Behind the scenes of model portfolios: from manager to distributor

Model portfolios are gradually emerging as a major driver of transformation in wealth management and financial distribution. Between standardized asset allocation, industrialized advisory services, regulatory optimization, and the pursuit of operational efficiency, these model portfolios are redrawing the lines between asset management companies, platforms, private banks, independent financial advisors, and insurers.

But this development also raises many questions:

• Do model portfolios actually improve the quality of consulting?

• Do they constitute an effective response to the regulatory and economic constraints of the market?

• How far can asset allocation automation go?

• Is the Anglo-Saxon model transferable to continental Europe?